Dental insurance

Dental insurance

Administered by Delta Dental of Illinois

  • 100% coverage of all in-network preventative and diagnostic expenses, including checkups and cleanings every six months, dental x-rays, and fluoride treatments for children under age nineteen
  • $25 deductible ($75 maximum deductible per family); does not apply to preventative services
  • 80% coverage of basic dental work, including fillings, oral surgery, endodontics, and anesthesia
  • 50% coverage of more extensive work such as implants, crowns, bridges, and dentures
  • 50% coverage of orthodontia (lifetime maximum of $1,500 per person)
  • $1,500 maximum coverage per year, per person which can be carried over to the next calendar year for a maximum of $3,000 per year, as long as you were enrolled with Bethany Benefit Service for the entire previous year and filed at least one claim the previous year
  • Increased number of cleanings per year for individuals who have diabetes, are pregnant, have periodontal disease, have kidney failure, have high-risk cardiac conditions or suppressed immune systems, or are undergoing cancer-related radiation or chemotherapy (download the Enhanced Benefits Program below for more details)

Download the complete program book and other resources here.