Dental Insurance
Administered by Delta Dental of Illinois
- Two networks included: Delta Dental Preferred Provider Organization (highest savings) and Delta Dental Premier (still in-network with savings, but less than Preferred Provider Organization)
- 100% coverage of all in-network preventative and diagnostic expenses, including checkups and cleanings twice per calendar year, dental x-rays, and fluoride treatments for children under age nineteen
- $25 deductible ($75 maximum deductible per family); does not apply to preventative services
- 80% coverage of basic dental work, including fillings, oral surgery, endodontics, and anesthesia
- 50% coverage of more extensive work such as implants, crowns, bridges, and dentures
- 50% coverage of orthodontia (lifetime maximum of $1,500 per person)
- $1,500 maximum coverage per year, per person which can be carried over to the next calendar year for a maximum of $3,000 per year, as long as you were enrolled with Bethany Benefit Service for the entire previous year and filed at least one claim the previous year
- Increased number of cleanings per year for individuals who have diabetes, are pregnant, have periodontal disease, have kidney failure, have high-risk cardiac conditions or suppressed immune systems, or are undergoing cancer-related radiation or chemotherapy (download the Enhanced Benefits Program below for more details)