Long-term Disability Insurance
Administered by Unum
- 60% of monthly earnings (or 70% less other income) is provided in the event of physical or mental disability
- 90-day elimination period. Benefits begin after 90 work-free days due to disability over the course of the past 120 days.
- Health insurance provided for up to twenty-four months by Covenant Benefits while on disability (if enrolled before elimination period begins)
- Pension payments made to the Covenant Pension Fund by Covenant Benefits while on disability (if applicable)
- Waiver of life insurance premium provided while receiving disability benefit (after approval and waiting period)
- 24-month maximum benefit for mental illness, alcoholism, and drug abuse
- Available only to full-time, actively working employees
- Contact Covenant Benefits for claim form
